TheHappyHawaiian

TheHappyHawaiian

Thank you stranger. Shows the award.

When you come across a feel-good thing.

A glowing commendation for all to see

[Happy crab noises]

Latin for distinguished, this award shimmers like silver and is stronger than steel. It’s for those who deserve outsized recognition. Gives 2,500 Reddit Coins and three months of r/lounge access and ad-free browsing.

Did somebody say 'Murica?

A smol, delicate danger noodle.

You look amazing, glowing, incredible!

Shows the Silver Award... and that's it.

Gives 100 Reddit Coins and a week of r/lounge access and ad-free browsing.

An amazing showing.

When you follow your heart, love is the answer

The treasure at the end of the rainbow. Gives the author 800 Coins to do with as they please.

Can't stop seeing stars

Gives 700 Reddit Coins and a month of r/lounge access and ad-free browsing.

I'm in this with you.

A golden splash of respect

Shower them with laughs


TheHappyHawaiian

Shows the Silver Award... and that's it.

Thank you stranger. Shows the award.

Everything is better with a good hug

A glowing commendation for all to see

Can't stop seeing stars

Boldly go where we haven't been in a long, long time.


TheHappyHawaiian

All aboard! Every five Party Train Awards gives the author 100 Reddit Coins and a week of r/lounge access and ad-free browsing. Rack up the awards and watch the train level-up!

A glittering stamp for a feel-good thing

Prayers up for the blessed.

The treasure at the end of the rainbow. Gives the author 800 Coins to do with as they please.

I can't help but look.

Shows the Silver Award... and that's it.

Gives 100 Reddit Coins and a week of r/lounge access and ad-free browsing.

I'm buying what you're selling

When you follow your heart, love is the answer

Gives 700 Reddit Coins and a month of r/lounge access and ad-free browsing.

I'm genuinely flabbergasted.

I'm catching the vibration

Add my power to yours.

Sometimes you just got to doot.

Listen, get educated, and get involved.

A golden splash of respect

My valentine makes my heart beat out of my chest.

Innocent laughter

[Happy crab noises]

Shows the Moon Award and grants %{coin_symbol}200 Coins to the community. Exclusive to this community.

Beauty that's forever. Gives %{coin_symbol}100 Coins each to the author and the community.

*Lowers face into palm*

Shows the Bull Award and grants %{coin_symbol}100 Coins to the community. Exclusive to this community.

Something isn't adding up

An amazing showing.

For an especially amazing showing.

Keep the community and yourself healthy and happy.

C'est magnifique

Latin for distinguished, this award shimmers like silver and is stronger than steel. It’s for those who deserve outsized recognition. Gives 2,500 Reddit Coins and three months of r/lounge access and ad-free browsing.

Shows the Buy Award and grants %{coin_symbol}100 Coins to the community. Exclusive to this community.

I needed this today

Show nature some love.

A smol, delicate danger noodle.

Shows the Ban Award and grants %{coin_symbol}100 Coins to the community. Exclusive to this community.

I'm in this with you.

Can't stop seeing stars

Thank you stranger. Gives %{coin_symbol}100 Coins to both the author and the community.

Shows the Chad Award and grants %{coin_symbol}100 Coins to the community. Exclusive to this community.

Boldly go where we haven't been in a long, long time.

A glowing commendation for all to see

THIS right here! Join together to give multiple This awards and see the award evolve in its display and shower benefits for the recipient. For every 3 This awards given to a post or comment, the author will get 250 coins.

I don't need it, I don't even necessarily want it, but I've got some cash to burn so I'm gonna get it.

Let's sip to good health and good company

When you come across a feel-good thing.

Did somebody say 'Murica?

Party time, shower them with sparkly paper

To the MOON.

My kindergarten teacher, my cat, my mom, and you.

Shower them with laughs

Shows the Cash Money Award and grants %{coin_symbol}400 Coins to the community. Exclusive to this community.

The more you know... Gives %{coin_symbol}100 Coins to both the author and the community.

Extra life

For love at first sight. Gives %{coin_symbol}100 Coins to both the author and the community.

Thank you stranger. Shows the award.

Everything is better with a good hug

This goes a long way to restore my faith in the people of Earth

When an upvote just isn't enough, smash the Rocket Like.


TheHappyHawaiian

Gives 100 Reddit Coins and a week of r/lounge access and ad-free browsing.

Thank you stranger. Shows the award.

THIS right here! Join together to give multiple This awards and see the award evolve in its display and shower benefits for the recipient. For every 3 This awards given to a post or comment, the author will get 250 coins.

To the MOON.

Can't stop seeing stars

When you come across a feel-good thing.

I'm in this with you.

I don't need it, I don't even necessarily want it, but I've got some cash to burn so I'm gonna get it.

Shows the Moon Award and grants %{coin_symbol}200 Coins to the community. Exclusive to this community.

Everything is better with a good hug

A glowing commendation for all to see

Listen, get educated, and get involved.

Prayers up for the blessed.

Shows the Chad Award and grants %{coin_symbol}100 Coins to the community. Exclusive to this community.

[Happy crab noises]

Boldly go where we haven't been in a long, long time.

Shows the Silver Award... and that's it.

When you follow your heart, love is the answer

All aboard! Every five Party Train Awards gives the author 100 Reddit Coins and a week of r/lounge access and ad-free browsing. Rack up the awards and watch the train level-up!

I needed this today

A glittering stamp for a feel-good thing

Let's sip to good health and good company

Prayers up for the blessed. Gives %{coin_symbol}100 Coins to both the author and the community.

Legendary level, this award is a no holds barred celebration of something that hits you in the heart, mind, and soul. Some might call it unachievanium. Gives 5,000 Reddit Coins and six months of r/lounge access and ad-free browsing.


TheHappyHawaiian

Shows the Silver Award... and that's it.

Gives 100 Reddit Coins and a week of r/lounge access and ad-free browsing.

Thank you stranger. Shows the award.

When you come across a feel-good thing.

An amazing showing.



TheHappyHawaiian

When you come across a feel-good thing.

A glowing commendation for all to see

When you follow your heart, love is the answer

Shows the Silver Award... and that's it.

Thank you stranger. Shows the award.




TheHappyHawaiian

A glittering stamp for a feel-good thing

When an upvote just isn't enough, smash the Rocket Like.

Thank you stranger. Gives %{coin_symbol}100 Coins to both the author and the community.

King

When you come across a feel-good thing.

An amazing showing.

Thank you stranger. Shows the award.

A glowing commendation for all to see

Listen, get educated, and get involved.

I needed this today

Shows the Silver Award... and that's it.

Gives 100 Reddit Coins and a week of r/lounge access and ad-free browsing.


TheHappyHawaiian

Shows the Silver Award... and that's it.

When you come across a feel-good thing.

A golden splash of respect




TheHappyHawaiian

Shows the Silver Award... and that's it.

Thank you stranger. Shows the award.

When you come across a feel-good thing.







TheHappyHawaiian

Shows the Silver Award... and that's it.

Thank you stranger. Shows the award.

An amazing showing.

Tip of my hat to you

When an upvote just isn't enough, smash the Rocket Like.

Let's sip to good health and good company

Gives 100 Reddit Coins and a week of r/lounge access and ad-free browsing.

When you come across a feel-good thing.

A glowing commendation for all to see

I'm in this with you.

All aboard! Every five Party Train Awards gives the author 100 Reddit Coins and a week of r/lounge access and ad-free browsing. Rack up the awards and watch the train level-up!






TheHappyHawaiian

Prayers up for the blessed.

Thank you stranger. Shows the award.

This hits me right in the feels


TheHappyHawaiian

When you come across a feel-good thing.

Shows the Silver Award... and that's it.

Thank you stranger. Shows the award.


  1. Need to include S&P dividends if you’re going to include yields on stablecoins

  2. Fair point on dividends, good observation: as I've mentioned in previous posts, I leave them out of the calculation for simplicity's sake, just as I leave out the opportunities for interest, airdrops, mirror drops, staking rewards, etc. that are possible on the crypto side, at least within the Top Ten coins I chose. It's on my list to add all these things up together, add the interest from the S&P and do a comparison, but haven't gotten around to it yet. I suspect it would yield similar results with crypto ahead of the S&P.

  3. Minimum wage in 1965 was $1.25, and until that year quarters were made of silver

  4. Am I the only one who would rather nothing than $10,000? I took out $35K, paid $21K, and owe $34k. (7 years of payments, not counting Covid forbearance)

  5. But wouldn’t the amortization process remain the same and peoples monthly payments be recalculated? If I send $10K to my mortgage my payment remains the same unless I’m on an interest only mortgage.

  6. I assume no. If you make a $1000 one time payment on your loans it doesn’t change the payment, it just moves up the payoff date

  7. Holy fuck, this was my school.

  8. Is it a public school? I lean conservative and would go to war on behalf of this kid or any other to be able to express themselves authentically, and banning speech that’s not offensive in any way is completely antithetical to my beliefs

  9. The disconnect here is that CPI is based on rent’s paid. Zillow is listed asked rent. Bigger than that though is that Zillow is usually advertising for new tenants and so wouldn’t catch the raises passed onto lease renewals. If you’re a landlord when you turnover an apt to a new tenant you’ll increase to the market rate whereas when you renew a lease you’ll usually increase it slightly less.

  10. But asking rents flow through to realized rents with a lag. Which is why I provided a chart showing that.

  11. But folks that live in the same apartment for 10 years don’t have their renewal rents reported on Zillow. Your data for Zillow over indexes for first time transactions between parties.

  12. Renewal rents track asking rents over time, plus people living in the same apartment for 10 years is very rare, if you’ve ever managed rentals or owned them you’ll know average tenancy is around 2 years

  13. Yes, the next big month. That’s where all the paper traders are currently

  14. Is it? Do you know that Ethereum is on the cusp of becoming truly deflationary?

  15. I didn't even downvote you, I've just heard this before. During every crypto bear market people are always 'here for the tech'

  16. This isn't a bear market. I've been through all the crypto bear markets. This isn't what the last ones were. Could it be entirely different? Sure.... but people who say it's a bear market like the last ones are lying.

  17. We’re in a bear market, whether the draw down ends up being as severe remains to be seen

  18. j33 says:

    Student loans are forgiven when you die anyway and the loan recipient benefits in no way from this, because they are dead, so that's not particularly helpful. The only assertion here I agree with is for those in the PSLF program. I am currently in this program and this has been a defacto partial forgiveness for me (which I welcome), but people in my situation are only a fraction of the population who is paying (or currently, not) student loans.

  19. for sure, not disputing it doesnt help the person, just potentially the beneficiaries of their estate, whatever estate exists

  20. No prospectus updates, SLV is still garbage, we need more flows into PSLV

  21. i feel we should have a betting pool (in effect we do ... big time) just how far the Fed is willing to go before they throw in the towel. HH is in at 2%. I think they are more stubbornly stupid and destructive so I bid 3%. Any others?

  22. Our local pawn in town won’t sell any. He said he hordes what he buys of desperate people. Sells fake metal as well. I said that shit should be illegal. Slimy

  23. Why would higher "inflation" ie cost of energy and other commodities justify higher home prices, sure you could make an argument for newer builds, but for existing builds? Housing prices is a function of salary + leverage (debt). You are missing the first part of the equation, salary, stagnant salaries will not allow buyers to place that bid on home purchase, thus housing prices will go down regardless of CPI prints, new constructions perhaps not.

  24. They will raise rates and you will riot. It’s already programmed. It has been programmed since November. They are crashing the economy to smithereens.

  25. Lol, they pivot to whatever stance they have the most political pressure to be in

  26. I love platinum as well, next to silver it's my biggest holding, super undervalued and a supply situation even tighter and more vulnerable to a squeeze than silver if people decided to really get into it

  27. 😂 trust me, I am gonna be back on this post in three months and remind you of what you said. !Remindme 3 months.

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